The automatic stay provision prevents creditors from making direct contact with you. As well as prohibiting them from staking a claim on any of your property from the day of filing forward. That means it will stop an foreclosure or repossession proceedings. The automatic stay also stops any harassing contact from credit agencies. And stops any garnishments that are coming out of your paycheck.
If you are considering filing for bankruptcy you should contact a bankruptcy attorney to help you explore your options. If you have questions about the automatic stay, foreclosure or repossession or are interested in filing for bankruptcy contact Rebecca Hurst of Hurst & Hurst Law at (859) 209-2101.