A bankruptcy discharge releases individual debtors from personal liability for most debts and prevents the creditors owed those debts from taking any collection actions against the debtor.
Generally, (excluding cases that are dismissed or converted) individual debtors receive a discharge in more than 99 percent of Chapter 7 cases. In most cases, the bankruptcy court will issue a discharge order relatively early in the case – generally, 60 to 90 days after the date first set for the meeting of creditors. Fed. R. Bankr. P. 4004(c).
Yes, but the grounds for denying an individual debtor a discharge in a Chapter 7 case are narrow and looked at in the best light for the debtor. The Court can deny to order a discharge if the debtor:
If you have questions about a Bankruptcy Discharge you should contact a bankruptcy attorney to help you explore your options. If you are interested in filing for bankruptcy contact Rebecca Hurst of Hurst & Hurst Law at (859) 209-2101.