When a negligence claim is brought, the person who brings the suit (known as the Plaintiff) must show that the person being sued (known as the Defendant) was negligent. There are several elements of a negligence claim.
The attorneys of Hurst & Hurst Law attended personal injury lawyer training in Nashville, TN. The convention's focus was to provide training to Kentucky lawyers regarding personal injury cases and how to better litigate them. As well as how to best counter the current tactics of large insurance defense firms.
The short answer is that Med Pay is a form of insurance that only pays for medical expenses resulting from injuries sustained in accident. In many states, Med Pay is incredibly important to those injured in auto accidents, but because Kentucky is what we call a PIP (Personal Injury Protection) state Med Pay is less important in car wreck litigation. The reason being that PIP will cover everything that Med Pay covers, but it will also cover lost wages.
PIP stands for Personal Injury Protection, insurance companies offer PIP with all auto insurance polices sold in Kentucky. The purpose of PIP coverage is to pay the insured's bills and expenses if hurt in a car wreck regardless of fault.
Car accidents that involve pedestrians are particularly dangerous. As a driver it is important if you are involved in a car accident with pedestrians to remain calm and focus. As a pedestrian, if you have been injured in a car wreck, first get yourself safe by removing yourself from danger.
Uninsured Motorist Coverage (UM) compensates you if the person that hit you in an auto accident doesn't have any insurance to cover your damages in Kentucky. If you do not have UM coverage , you should contact your insurance agent to look into adding that to your insurance policy
Underinsured Motorist Coverage (UIM) compensates you if the person that hit you in a car wreck doesn't have enough insurance to cover your damages in Kentucky. If you do not have UIM coverage , you should contact your insurance agent to look into adding that to your insurance policy
You have just been injured in a car wreck; not only do you have to deal with the damage to yourself and your vehicle. You have legal issues with a car wreck, and you don't know what to do to protect yourself. The experienced car wreck lawyers at Hurst & Hurst has created a dos and don't list for auto accident victims to help