June 5, 2022
A Conversation About Car Insurance I regularly talk with people about their car insurance. And unfortunately, that conversation often happens AFTER they’ve been in an accident. […]
April 22, 2016
The short answer is that Med Pay is a form of insurance that only pays for medical expenses resulting from injuries sustained in accident. In many states, Med Pay is incredibly important to those injured in auto accidents, but because Kentucky is what we call a PIP (Personal Injury Protection) state Med Pay is less important in car wreck litigation. The reason being that PIP will cover everything that Med Pay covers, but it will also cover lost wages.
February 3, 2016
PIP stands for Personal Injury Protection, insurance companies offer PIP with all auto insurance polices sold in Kentucky. The purpose of PIP coverage is to pay the insured's bills and expenses if hurt in a car wreck regardless of fault.
July 17, 2015
Uninsured Motorist Coverage (UM) compensates you if the person that hit you in an auto accident doesn't have any insurance to cover your damages in Kentucky. If you do not have UM coverage , you should contact your insurance agent to look into adding that to your insurance policy
June 29, 2015
Underinsured Motorist Coverage (UIM) compensates you if the person that hit you in a car wreck doesn't have enough insurance to cover your damages in Kentucky. If you do not have UIM coverage , you should contact your insurance agent to look into adding that to your insurance policy
June 16, 2015
Insurance policies in Kentucky means more than full or liability coverage. There is also the amount of policy limit the plan will pay out, and minimum policy requirements for Ky
March 29, 2014
You have just been injured in a car wreck; not only do you have to deal with the damage to yourself and your vehicle. You're worried about how this is going to get paid for. Experienced Auto Accident Attorneys at Hurst & Hurst explain what happens after a wreck & who's responsible for those costs. Call (859)209-2101.